Home Affordability Calculator

Based on the 28/36 rule — the standard lenders use

Annual Household Income ($)

Monthly Debts ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Annual Property Tax ($)

Annual Insurance ($)

Max Home Price

Max Monthly Payment

Required Income

28% Rule (housing ≤ 28% of gross income):

36% Rule (total debt ≤ 36% of gross income):